G-EMx & Funding Societies Driving Business Growth Through Innovative Funding Solutions.

The collaboration between G-EMx and Funding Societies aims to provide businesses with innovative and accessible funding solutions. By combining expertise in finance and technology, this partnership empowers businesses to achieve sustainable growth and unlock new opportunities.

In partnership with

Funding Societies

Our Products at a Glance

Start-Up Financing

Fulfilled by FS Capital Pte. Ltd.

Working Capital Loan

Fulfilled by FS Capital Pte. Ltd.

Trade Finance

Fulfilled by FS Capital Pte. Ltd.

Revolving Credit Finance

Fulfilled by FS Capital Pte. Ltd.

Elevate Credit Line

Elevate Credit Line is fulfilled by FS Capital Pte. Ltd.

Working Capital Loans

Lump sum cash disbursed for one off costs like renovation, salary or machinery purchase.

   
Micro Loan Business Term Loan PRO Business Term Loan
Loan Quantum Up to SGD 150k Up to SGD 300k Up to SGD 1m
Loan Tenor Up to 18 months Up to 36 months Up to 18 months
Interest Rates* From 0.8% per month onwards
Origination Fee Up to 7% Up to 5% Up to 7%
Eligibility – Singapore registered business – Only Pte Ltd company or LLP – Min operating history of >6 months – Singapore registered business – Only Pte Ltd company or LLP – Min operating history of >3 years – Singapore registered business – Only Pte Ltd company or LLP – Min operating history of >1 year
 

*Interest rates subjected to final credit underwriting approval

Trade Finance

Unleash “trapped” cashflow in the trade cycle for both upstream and downstream partners

Accounts Payable Accounts Receivable
Line Quantum Up to SGD 500,000 Up to SGD 1,000,000
Loan Tenor Up to 90 days Up to 120 days
Interest Rates* From 0.875% per month From 0.875% per month
Drawdown Fees* From 1.59% per month From 1.59% per month
Facility Fees** Up to 7% p/a Up to 7% p/a
Eligibility – Singapore registered business
– Only Pte Ltd company or LLP
– Min operating history of >1 year
– Singapore registered business
– Only Pte Ltd company or LLP
– Min operating history of >1 year

*Interest rates subjected to final credit underwriting approval

Revolving Credit Line

Reliable and flexible line of credit to address all your contingent business spends

Product Overview
Line Quantum Up to SGD 100k
Line Tenor 12 month from date of offer + 12 month Term Loan Conversion upon annual account review
Drawdown Tenor Up to facility end date (i.e. at end of 1st year interest servicing)
Drawdown Fees 0
Facility Fees Up to 3%
Drawdown Limit Min: SGD 20K & multiples of SGD 10K, or remaining limit balance.
Max: Up to remaining available limit
Revolver Period Interest* 1.5% per month
Eligibility -Pte Ltd or LLPs only
-Locally registered and operating >3 years
-Minimum 30% local shareholding
-No foreign-owned corporate companies >25% shareholding per entity
-Annual sales turnover of S$1.2m to S$8m

*Interest rates subjected to final credit underwriting approval

Elevate Credit Line

A free to apply, all-in-one payments solution within an app

Product Overview
Line Quantum Up to SGD 20k
Interest-free period Up to 55 days – How does it work?
Rollover fees 2.5% per month, $100 late fee
Credit availability period One (1) year from the commencement of the Line Facility. Extension of the Availability Period shall be at FS Capital Pte Ltd discretion
Annual Fee $100 [Currently Waived]
Billing Cycle Fixed cycle starting from the 25th of each calendar month to the 24th of the following calendar month
Revolver Period Interest* 1.5% per month
Other Features
Offered by CardUp Pte. Ltd.
-Elevate Debit Card^
Unlimited 1% cashback! – Software/Courier/Utilities/Digital Ads expenses
-Elevate Accounts
Safeguard your cash, transfer instantly for free and track every payment easily
-Elevate Payables and Receivables
Request, collect & track payments to your account

^The Elevate Card is offered by CardUp Pte. Ltd (“CardUp”) and powered by Matchmove Pay Pte Ltd (“Matchmove”), use of which is governed by the Elevate Accounts & Cards Terms and Conditions. All wallet and card related information found in this statement is provided by and/or extracted from Matchmove. Click here to learn more.

For any questions about our funding services, please don't hesitate to contact us.

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